All expats in Qatar has one common denominator and that is to work in order to earn. While we are earning are we also thinking about how to make our earning earns more in the future? Then we think about ways on how to invest our money. As there are many ways to invest our money there are also vehicles that will suit us. We need to know their characteristics and why they will suit as per our objectives. 1. Bonds- your investment is safer or risk free because it is guaranteed by the govt.however chances of return is low 2.Stocks-when you invest in stocks or equities you become part of the ownership of the business.You are allowed to receive any profits that company allocates.Profits are called dividends.But stocks are volatile compared to bonds. 3.Mutual Funds-you can invest your money without time or experience needed.You would get a better return if you choose a professional to do in your behalf.